Health insurance that keeps your family safe in Amritsar
Comprehensive medical cover for individuals, families, and senior citizens — with cashless hospitalisation at leading hospitals in Amritsar. Expert advice at our Airport Road office.
Individual, family floater, senior citizen — we cover all needs
We partner with Star Health, HDFC Ergo, ICICI Lombard, Niva Bupa, Care Health, and more to bring you the best plans.
Individual Health Plan
Personalised cover for yourself with a defined sum insured. Covers hospitalisation, day‑care procedures, and pre/post‑hospitalisation expenses.
Family Floater Plan
Single sum insured shared by the entire family. Cost‑effective cover for you, your spouse, and children under one policy.
Senior Citizen Plan
Specialised health cover for parents and elderly family members, including coverage for pre‑existing diseases after a waiting period.
Critical Illness Cover
Lump sum payout on diagnosis of serious illnesses like cancer, heart attack, or kidney failure — on top of your regular health plan.
Group Health Insurance
Tailor‑made health cover for businesses and their employees. Includes maternity, outpatient, and annual health check‑up benefits.
Top‑Up & Super Top‑Up
Increase your existing cover at a low cost. Top‑up plans activate once your base sum insured is exhausted, providing extra protection.
Health insurance made simple and trustworthy
We help you find the right plan, handle paperwork, and stand by you during claims.
Wide hospital network in Amritsar
We ensure your policy covers cashless treatment at top hospitals like Fortis, Ivy, and Civil Hospital — right here in the city.
Honest plan comparison
We compare premiums, waiting periods, sub-limits, and claim settlement ratios so you know exactly what you're buying.
Smooth documentation
From proposal forms to medical check‑up scheduling (if required), we handle the entire process while you focus on your health.
Claims assistance 24/7
During a medical emergency, we coordinate with the hospital and insurer for cashless approval or reimbursement — you're never alone.
Renewal & porting support
We remind you of renewals and help you port your policy without losing accumulated benefits if you find a better plan.
Local Amritsar office
Meet us face‑to‑face on Airport Road. We're your neighbours, not a faceless call centre — and we're always available.
Health insurance queries — answered clearly
Everything you need to know before buying a mediclaim policy in Amritsar.
Which is the best health insurance plan in Amritsar?
The best plan depends on your family size, age, and medical needs. Top insurers like Star Health, HDFC Ergo, ICICI Lombard, and Niva Bupa have strong cashless hospital networks in Amritsar. We compare premiums and benefits to find the most suitable policy for you.
Can I buy health insurance for my parents?
Absolutely. Many insurers offer dedicated senior citizen health plans with coverage for pre‑existing conditions after a waiting period. We'll help you find a policy that covers your parents' needs and has the best hospital network in Amritsar.
What is cashless hospitalisation and how does it work in Amritsar?
Cashless hospitalisation means you receive treatment at a network hospital without paying upfront — the insurer settles the bill directly. We ensure your policy covers leading hospitals in Amritsar, including Fortis and Ivy, for a hassle‑free experience.
Is there a waiting period for pre-existing diseases?
Most health plans have a waiting period of 2–4 years for pre‑existing conditions. Some senior citizen plans offer shorter waiting periods. We explain these timelines clearly before you buy, so there are no surprises later.
How much health insurance cover do I need for my family?
For a family of four in Amritsar, a minimum cover of ₹10–15 lakhs is recommended, considering rising medical inflation. We assess your family's health profile and budget to suggest the optimal sum insured.
Can I port my existing health insurance policy?
Yes, you can port your health insurance to another insurer without losing accumulated benefits like waiting period credit. We handle the entire porting process for a seamless transition.
Do you provide health insurance claim assistance?
Yes, we support you through both cashless and reimbursement claims. Our team coordinates with the hospital and insurer to ensure a smooth, stress‑free claim settlement.
What is a family floater plan and should I take it?
A family floater plan covers your entire family under a single sum insured, which is shared among all members. It's usually more cost‑effective than buying separate individual plans. We can help you decide if it's the right choice for your family.